Monday, November 18, 2013


Technology these days is a wonderful thing. It can either help you or hinder you.

This past Saturday hubby went to use his debit card. And it was DENIED!. He came home thinking we didn't have any money. (He should know better!) I double checked our account online and there was more than enough money to cover any purchases he wanted to make. So we kind of thought maybe it was the machine he was using couldn't read his card. Then Sunday we went out for breakfast and he decided to try his card on breakfast and the card was DENIED once again.

It sure is embarrassing when your debit card gets DENIED at a place of establishment!

Since it was a weekend and a holiday on Monday, we couldn't get a hold of the bank until today. 

Hubby goes to the bank and explains that his card was DENIED. The Gal looked it up and said that you have plenty of money, so that is not the issue. She got to looking further. She made a phone call and she comes back and said that there was two charges in Virginia on Saturday. She says I see by the activity that you were here locally because your card was denied twice locally.

So she said that she'll credit our account and issued hubby a new card, which won't be here for a few days and everything will be good to go again.

If it wasn't for our bank catching this transaction we would've been out almost $500.

The store, who took this fraudulent card, however they took it, weather one was made or whatever, I want the world to know who it was because as a checker I would have questioned these purchases for the amount of money that was rang up. At DOLLAR store for crying out loud!

I Googled these two addresses to get directions and these two stores are only 9 miles apart. The purchases had to of been done first thing on a Saturday morning when the store opened. The thieves drove 9 miles to the other DOLLAR store. Used the card again because the charges did not show up on our account until Sunday the day after because most credit card machines are ran at midnight or at closing.

This #1218 store ran a charge for $226.01.

This store #8841 ran a charge for $204.95.

The thieves not only hurt one person but there's two victims in all of this. We as consumers being ripped off and the store for this fraudulent charge because they won't get their money back! 10 to 1 they don't even know who did it.  Like I said, if I worked there and was a checker, I would of gotten I.D. from them that included their first born!  ID could of been fake, but NOT PICTURE ID! When you're spending over $200 at a dollar store you've got to ask questions! 

I don't know if I have any readers out there that shop at these two stores, but if I do....let me know!

Oh, and by the way, several of my friends that commented on my Facebook about this, had their Cards compromised in the last 3 to 4 weeks! One got a very nice spa treatment in Texas! LOL. Others were used in the mid west also. Just be very vigilant about checking your statements! And a HIGH FIVE to our financial institutions that watch our money!


50+ Horses said...

Good Post. With apps on our phones, etc., its easy to check bank activity daily. You have a good bank!

Leigh said...

Something we all need to be vigilant of. I'm so glad it worked out well for you. Any idea how the thieves are getting all these card numbers?

Nikker said...

This happened to my husband on Friday. He got an alert from his credit union that a purchase had been made on his debit card in Va. His was used at a WalMart for $110.00. The girls at his credit union said that thieves are getting debit card numbers and burning/making cards with their info on them, but the victims bank/account info. She offered no information as to how the thieves were getting debit card numbers though...

Lois Evensen said...

Avoid using a debit card; use a credit card instead. With a debit card your money comes right out of the bank and it can be harder to get it back when it is already gone. It's easier to protest a charge on a credit card. We had a similar experience last month with a credit card, but found it on line before our card declined.